/* Global Savings and Credit - Modern Stylesheet */
@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+Ethiopic:wght@300;400;500;600;700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root {
  --primary-blue: #0052C2;
  --primary-blue-hover: #003d99;
  --primary-blue-light: rgba(0, 82, 194, 0.08);
  --primary-blue-glow: rgba(0, 82, 194, 0.25);
  
  --dark-slate: #161925;
  --dark-slate-card: #1e2235;
  --dark-slate-border: #2a2e45;
  
  --accent-gold: #f59e0b;
  --accent-gold-light: rgba(245, 158, 11, 0.12);
  --accent-green: #10b981;
  --accent-green-light: rgba(16, 185, 129, 0.12);
  
  --bg-light: #f8fafc;
  --bg-card: #ffffff;
  --text-main: #0f172a;
  --text-muted: #64748b;
  --border-color: #e2e8f0;
  
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-full: 9999px;
  
  --shadow-sm: 0 2px 8px rgba(22, 25, 37, 0.04);
  --shadow-md: 0 8px 24px rgba(22, 25, 37, 0.08);
  --shadow-lg: 0 16px 40px rgba(22, 25, 37, 0.12);
  --shadow-blue: 0 12px 30px rgba(0, 82, 194, 0.28);
  
  --transition-fast: 0.2s ease;
  --transition-normal: 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Base Styles */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Plus Jakarta Sans', 'Noto Sans Ethiopic', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text-main);
  background-color: var(--bg-light);
  line-height: 1.6;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-fast);
}

ul {
  list-style: none;
}

/* Container */
.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* Typography Helpers */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-primary { color: var(--primary-blue); }
.text-gold { color: var(--accent-gold); }

.section-tag {
  display: inline-block;
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--primary-blue);
  background: var(--primary-blue-light);
  padding: 0.4rem 1rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.8rem;
  border: 1px solid rgba(0, 82, 194, 0.15);
}

.section-title {
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800;
  line-height: 1.25;
  color: var(--dark-slate);
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 680px;
  margin: 0 auto 3rem auto;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.85rem 1.8rem;
  font-size: 0.95rem;
  font-weight: 700;
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: var(--transition-normal);
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--primary-blue);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--primary-blue-hover);
  transform: translateY(-2px);
}

.btn-secondary {
  background-color: #ffffff;
  color: var(--dark-slate);
  border: 1px solid var(--border-color);
}

.btn-secondary:hover {
  border-color: var(--primary-blue);
  color: var(--primary-blue);
  background-color: var(--primary-blue-light);
  transform: translateY(-2px);
}

.btn-gold {
  background-color: var(--accent-gold);
  color: var(--dark-slate);
  font-weight: 800;
}

.btn-gold:hover {
  background-color: #e08e0b;
  transform: translateY(-2px);
}

.btn-sm {
  padding: 0.55rem 1.2rem;
  font-size: 0.875rem;
}

/* Navigation Bar */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 1.1rem 0;
  transition: var(--transition-normal);
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.6);
}

.navbar.scrolled {
  padding: 0.7rem 0;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow-md);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  font-weight: 800;
  color: var(--dark-slate);
}

.brand-logo {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  object-fit: cover;
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
  border: 2px solid #ffffff;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-size: 1.15rem;
  line-height: 1.1;
  color: var(--dark-slate);
  font-weight: 800;
}

.brand-sub {
  font-size: 0.725rem;
  color: var(--primary-blue);
  font-weight: 700;
  letter-spacing: 0.5px;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-link {
  font-size: 0.925rem;
  font-weight: 600;
  color: #334155;
  position: relative;
  padding: 0.3rem 0;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background-color: var(--primary-blue);
  transition: var(--transition-fast);
  border-radius: var(--radius-full);
}

.nav-link:hover {
  color: var(--primary-blue);
}

.nav-link:hover::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

/* Lang Switcher */
.lang-toggle {
  display: flex;
  align-items: center;
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  padding: 3px;
  border-radius: var(--radius-full);
}

.lang-btn {
  border: none;
  background: transparent;
  padding: 0.3rem 0.75rem;
  font-size: 0.8rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  cursor: pointer;
  color: var(--text-muted);
  transition: var(--transition-fast);
}

.lang-btn.active {
  background-color: var(--primary-blue);
  color: #ffffff;
  box-shadow: 0 2px 8px rgba(0, 82, 194, 0.3);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--dark-slate);
  cursor: pointer;
  padding: 0.3rem;
}

/* Hero Section */
.hero-section {
  position: relative;
  padding: 9.5rem 0 5.5rem 0;
  background: linear-gradient(135deg, #f8fafc 0%, #edf4ff 50%, #f0f6ff 100%);
  overflow: hidden;
}

.hero-bg-glow {
  position: absolute;
  top: -10%;
  right: -5%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 82, 194, 0.12) 0%, rgba(248, 250, 252, 0) 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(0, 82, 194, 0.08);
  border: 1px solid rgba(0, 82, 194, 0.2);
  color: var(--primary-blue);
  padding: 0.45rem 1.1rem;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 1.4rem;
}

.hero-badge i {
  color: var(--accent-gold);
}

.hero-title {
  font-size: clamp(2.4rem, 4.5vw, 3.8rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--dark-slate);
  margin-bottom: 1.25rem;
  letter-spacing: -0.5px;
}

.hero-title span {
  color: var(--primary-blue);
  position: relative;
  display: inline-block;
}

.hero-title span::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 0;
  width: 100%;
  height: 8px;
  background-color: rgba(0, 82, 194, 0.15);
  border-radius: 4px;
  z-index: -1;
}

.hero-subtitle {
  font-size: 1.125rem;
  color: var(--text-muted);
  margin-bottom: 2.2rem;
  line-height: 1.65;
  max-width: 580px;
}

.hero-buttons {
  display: flex;
  align-items: center;
  gap: 1.2rem;
  flex-wrap: wrap;
}

.hero-visual {
  position: relative;
  z-index: 2;
}

.hero-card-stack {
  position: relative;
  width: 100%;
  max-width: 460px;
  margin: 0 auto;
}

.hero-main-card {
  background: var(--dark-slate);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: 0 25px 50px -12px rgba(22, 25, 37, 0.35);
  border: 1px solid var(--dark-slate-border);
  position: relative;
  overflow: hidden;
}

.hero-main-card::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 180px;
  height: 180px;
  background: radial-gradient(circle, rgba(0, 82, 194, 0.4) 0%, transparent 70%);
  border-radius: 50%;
}

.card-header-flex {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}

.card-logo-badge {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.card-logo-badge img {
  width: 38px;
  height: 38px;
  border-radius: 8px;
}

.card-logo-badge span {
  font-size: 0.85rem;
  font-weight: 700;
  color: #94a3b8;
}

.card-status-pill {
  background: rgba(16, 185, 129, 0.15);
  color: var(--accent-green);
  border: 1px solid rgba(16, 185, 129, 0.3);
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 700;
}

.card-car-preview {
  margin: 1rem 0;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 8px 20px rgba(0,0,0,0.2);
}

.card-car-preview img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.hero-main-card:hover .card-car-preview img {
  transform: scale(1.04);
}

.card-info-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 1.2rem;
  padding-top: 1.2rem;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.card-info-item h4 {
  font-size: 0.75rem;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.2rem;
}

.card-info-item p {
  font-size: 1.15rem;
  font-weight: 800;
  color: #ffffff;
}

.floating-badge {
  position: absolute;
  background: #ffffff;
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 0.9rem;
  border: 1px solid var(--border-color);
  animation: floatBounce 4s ease-in-out infinite;
  z-index: 3;
}

.floating-badge-1 {
  bottom: -25px;
  left: -20px;
}

.floating-badge-2 {
  top: -20px;
  right: -20px;
  animation-delay: -2s;
}

@keyframes floatBounce {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.badge-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
}

.icon-blue { background: var(--primary-blue-light); color: var(--primary-blue); }
.icon-gold { background: var(--accent-gold-light); color: var(--accent-gold); }

.badge-text h5 {
  font-size: 0.9rem;
  font-weight: 800;
  color: var(--dark-slate);
}

.badge-text p {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* Stats Section */
.stats-section {
  position: relative;
  z-index: 10;
  margin-top: -2.5rem;
  padding-bottom: 3.5rem;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  background: #ffffff;
  padding: 2rem 2.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-color);
}

.stat-card {
  display: flex;
  align-items: center;
  gap: 1.2rem;
  padding: 0.5rem;
}

.stat-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}

.stat-number {
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--dark-slate);
  line-height: 1.1;
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  font-weight: 600;
  margin-top: 0.2rem;
}

/* About Section */
.about-section {
  padding: 6rem 0;
  background-color: #ffffff;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-image-wrapper {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image-wrapper img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  transition: transform 0.5s ease;
}

.about-image-wrapper:hover img {
  transform: scale(1.03);
}

.about-badge-overlay {
  position: absolute;
  bottom: 20px;
  right: 20px;
  background: rgba(22, 25, 37, 0.9);
  backdrop-filter: blur(8px);
  color: #ffffff;
  padding: 1.2rem 1.6rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--dark-slate-border);
}

.about-badge-overlay h4 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--accent-gold);
}

.about-badge-overlay p {
  font-size: 0.825rem;
  color: #cbd5e1;
}

.about-features {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin-top: 2rem;
}

.about-feature-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.about-feature-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  margin-top: 0.2rem;
}

.about-feature-text h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 0.2rem;
}

.about-feature-text p {
  font-size: 0.9rem;
  color: var(--text-muted);
}

/* Loan Products Section */
.loans-section {
  padding: 6rem 0;
  background-color: var(--bg-light);
}

.loans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.loan-card {
  background: var(--bg-card);
  border-radius: var(--radius-lg);
  padding: 2.2rem;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-normal);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.loan-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--primary-blue);
  opacity: 0;
  transition: var(--transition-fast);
}

.loan-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(0, 82, 194, 0.3);
}

.loan-card:hover::before {
  opacity: 1;
}

.loan-card.featured-card {
  border: 2px solid var(--primary-blue);
  box-shadow: var(--shadow-md);
}

.featured-pill {
  position: absolute;
  top: 15px;
  right: 15px;
  background: var(--primary-blue);
  color: #ffffff;
  font-size: 0.725rem;
  font-weight: 800;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.loan-icon {
  width: 58px;
  height: 58px;
  border-radius: var(--radius-md);
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 1.5rem;
}

.loan-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--dark-slate);
  margin-bottom: 0.6rem;
}

.loan-desc {
  font-size: 0.925rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
  line-height: 1.55;
}

.loan-features-list {
  margin-bottom: 2rem;
  flex-grow: 1;
}

.loan-features-list li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: #334155;
  margin-bottom: 0.75rem;
}

.loan-features-list i {
  color: var(--accent-green);
  font-size: 0.95rem;
}

.loan-card-btn {
  width: 100%;
}

/* Featured Car Promotion Section */
.promo-section {
  padding: 6rem 0;
  background: linear-gradient(135deg, var(--dark-slate) 0%, #1a2133 100%);
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.promo-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.promo-badge-tag {
  display: inline-block;
  background: rgba(245, 158, 11, 0.15);
  color: var(--accent-gold);
  border: 1px solid rgba(245, 158, 11, 0.3);
  padding: 0.35rem 1rem;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 1px;
  margin-bottom: 1.2rem;
}

.promo-title {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  color: #ffffff;
  margin-bottom: 1.2rem;
}

.promo-desc {
  font-size: 1.05rem;
  color: #94a3b8;
  margin-bottom: 2rem;
  line-height: 1.65;
}

.promo-steps {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin-bottom: 2.2rem;
}

.promo-step-card {
  display: flex;
  gap: 1.2rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.1rem 1.4rem;
  border-radius: var(--radius-md);
  transition: var(--transition-fast);
}

.promo-step-card:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(245, 158, 11, 0.4);
}

.step-num {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--primary-blue);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1rem;
  flex-shrink: 0;
}

.step-content h4 {
  font-size: 1rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0.2rem;
}

.step-content p {
  font-size: 0.85rem;
  color: #94a3b8;
}

.promo-image-container {
  position: relative;
}

.promo-image-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 25px 50px rgba(0,0,0,0.5);
  border: 1px solid var(--dark-slate-border);
}

.promo-image-card img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

.promo-tag-floating {
  position: absolute;
  top: 20px;
  left: 20px;
  background: var(--accent-gold);
  color: var(--dark-slate);
  font-weight: 800;
  font-size: 0.85rem;
  padding: 0.5rem 1.2rem;
  border-radius: var(--radius-full);
  box-shadow: 0 8px 20px rgba(0,0,0,0.25);
}

/* Loan Calculator Section */
.calculator-section {
  padding: 6rem 0;
  background-color: #ffffff;
}

.calc-box {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  padding: 3rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-color);
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  align-items: center;
}

.calc-inputs {
  display: flex;
  flex-direction: flex-col;
  flex-direction: column;
  gap: 1.8rem;
}

.calc-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--dark-slate);
}

.calc-val-display {
  color: var(--primary-blue);
  font-size: 1.1rem;
  font-weight: 800;
}

input[type="range"] {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: #cbd5e1;
  outline: none;
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary-blue);
  box-shadow: 0 0 10px rgba(0, 82, 194, 0.4);
  cursor: pointer;
  transition: var(--transition-fast);
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-results-card {
  background: var(--dark-slate);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 1.8rem;
  border: 1px solid var(--dark-slate-border);
}

.calc-result-item {
  border-bottom: 1px solid rgba(255,255,255,0.1);
  padding-bottom: 1.2rem;
}

.calc-result-item:last-of-type {
  border-bottom: none;
  padding-bottom: 0;
}

.calc-result-label {
  font-size: 0.85rem;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 0.3rem;
}

.calc-result-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent-gold);
}

.calc-result-subvalue {
  font-size: 1.25rem;
  font-weight: 700;
  color: #ffffff;
}

/* Why Choose Us Section */
.why-section {
  padding: 6rem 0;
  background-color: var(--bg-light);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
  max-width: 800px;
  margin: 0 auto;
}

.why-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2.2rem;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-normal);
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.why-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 1.2rem;
}

.why-card h3 {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--dark-slate);
  margin-bottom: 0.6rem;
}

.why-card p {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Contact Section */
.contact-section {
  padding: 6rem 0;
  background-color: #ffffff;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3.5rem;
}

.contact-info-list {
  display: flex;
  flex-direction: column;
  gap: 1.8rem;
  margin-top: 2rem;
}

.contact-info-item {
  display: flex;
  gap: 1.2rem;
  align-items: flex-start;
}

.contact-icon-box {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--primary-blue-light);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.contact-text h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 0.25rem;
}

.contact-text p, .contact-text a {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.5;
}

.contact-text a:hover {
  color: var(--primary-blue);
}

.social-links-row {
  display: flex;
  gap: 0.8rem;
  margin-top: 0.6rem;
}

.social-btn {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--bg-light);
  border: 1px solid var(--border-color);
  color: var(--dark-slate);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: var(--transition-fast);
}

.social-btn:hover {
  background: var(--primary-blue);
  color: #ffffff;
  border-color: var(--primary-blue);
  transform: translateY(-3px);
}

.contact-form-card {
  background: var(--bg-light);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-md);
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 0.4rem;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.85rem 1.1rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  background: #ffffff;
  font-family: inherit;
  font-size: 0.925rem;
  color: var(--text-main);
  transition: var(--transition-fast);
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 4px var(--primary-blue-glow);
}

.form-textarea {
  resize: vertical;
  min-height: 110px;
}

/* Map Container */
.map-container {
  margin-top: 3.5rem;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-color);
  height: 320px;
}

.map-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

/* Footer */
.site-footer {
  background-color: var(--dark-slate);
  color: #ffffff;
  padding: 4.5rem 0 2rem 0;
  border-top: 1px solid var(--dark-slate-border);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  margin-bottom: 1.2rem;
}

.footer-brand img {
  width: 44px;
  height: 44px;
  border-radius: 10px;
}

.footer-brand-title {
  font-size: 1.2rem;
  font-weight: 800;
  color: #ffffff;
}

.footer-desc {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.6;
}

.footer-col h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 1.2rem;
  position: relative;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  width: 30px;
  height: 2px;
  background: var(--primary-blue);
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
}

.footer-links a {
  font-size: 0.9rem;
  color: #94a3b8;
}

.footer-links a:hover {
  color: #ffffff;
  padding-left: 4px;
}

.footer-hours-list {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  font-size: 0.875rem;
  color: #94a3b8;
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid var(--dark-slate-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.85rem;
  color: #64748b;
  flex-wrap: wrap;
  gap: 1rem;
}

/* Scroll To Top Button */
.scroll-top-btn {
  position: fixed;
  bottom: 25px;
  right: 25px;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--primary-blue);
  color: #ffffff;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: var(--shadow-blue);
  opacity: 0;
  visibility: hidden;
  transition: var(--transition-normal);
  z-index: 999;
}

.scroll-top-btn.visible {
  opacity: 1;
  visibility: visible;
}

.scroll-top-btn:hover {
  background: var(--primary-blue-hover);
  transform: translateY(-3px);
}

/* Scroll Animations */
.reveal {
  opacity: 0;
  transform: translateY(35px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-scale {
  opacity: 0;
  transform: scale(0.92);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.active, .reveal-left.active, .reveal-right.active, .reveal-scale.active {
  opacity: 1;
  transform: translateY(0) translateX(0) scale(1);
}

/* Toast Message */
.toast-msg {
  position: fixed;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%) translateY(100px);
  background: var(--dark-slate);
  color: #ffffff;
  padding: 1rem 1.8rem;
  border-radius: var(--radius-full);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--accent-green);
  display: flex;
  align-items: center;
  gap: 0.8rem;
  font-weight: 700;
  font-size: 0.9rem;
  opacity: 0;
  transition: var(--transition-normal);
  z-index: 2000;
}

.toast-msg.show {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
}

.toast-msg i {
  color: var(--accent-green);
  font-size: 1.2rem;
}

/* Responsive Breakpoints */
@media (max-width: 1024px) {
  .hero-grid, .about-grid, .promo-grid, .calc-box, .contact-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .loans-grid, .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .hero-visual {
    order: -1;
  }
}

@media (max-width: 768px) {
  .nav-menu {
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    padding: 2rem;
    box-shadow: var(--shadow-lg);
    border-bottom: 1px solid var(--border-color);
    clip-path: circle(0% at 100% 0);
    transition: clip-path 0.4s ease-in-out;
  }

  .nav-menu.active {
    clip-path: circle(140% at 100% 0);
  }

  .mobile-toggle {
    display: block;
  }

  .loans-grid, .why-grid, .stats-grid {
    grid-template-columns: 1fr;
  }

  .floating-badge-1 {
    left: 10px;
    bottom: -15px;
  }

  .floating-badge-2 {
    right: 10px;
    top: -15px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }
}